Supplemental and Other Products

Even those who live a healthy lifestyle could be diagnosed with cancer. How would you and your family pay bills if faced with the rising costs of cancer treatments? About 50% of retirees choose a Medicare Advantage plan and WILL pay as much as 20% coinsurance costs, up to the Maximum Out of Pocket Limit on their plan, for cancer treatments. A cancer plan can help you manage those expenses so your savings can be preserved by paying a lump sum if the policyholder has been diagnosed with cancer.

Dental, Vision, and Hearing coverage can help you and your family smile
brighter, protect healthy vision, and hear the world better. This coverage helps with routine expenses, as well as for the unexpected – which can be expensive. It can help reduce or even eliminate your out-of-pocket costs for preventive care for your teeth, eyes, and ears.

Families typically have to make several important decisions soon after the death of a loved one. Along with those decisions, bills can add up quickly, including expenses from burial planning, debt balances, and out-of-pocket health care bills. A Final Expense whole life insurance plan can help minimize the emotional and financial burden a loss could have on your family by providing a cash payment made directly to your beneficiaries.

We never want or anticipate having to stay overnight in the hospital, but hospital stays can be expensive. Those with a Medicare Advantage plan WILL pay copays or coinsurance for inpatient hospital stays, up to their Maximum Out Of Pocket Limit on their plan. A Hospital Indemnity plan can help you manage those expenses so your savings can be preserved. We can tailor the policy to your needs and budget to help offset these out-of-pocket costs.

A Life insurance plan can help minimize the emotional and financial burden a loss could have on your family by providing a cash payment made directly to your beneficiaries in the event of your death.

How would you and your family pay bills and expenses if you were injured or diagnosed with an illness that would keep you away from work? Disability insurance helps us be better prepared for life events that may keep us out of work by providing a steady stream of income.

Short-term home health care plans allow you to recuperate at home instead of staying in a skilled nursing facility or nursing home. To collect Short-Term Home Health Care benefits, a prior hospitalization stay is not required. Benefits are paid directly to you, regardless of any other insurance you may have. 

The benefits can help cover your health insurance deductibles and co-payments. You can combine your Short-Term Home Health Care Benefits with coverage for hospital stays, accidents and prescription drug costs to enhance your coverage!